To investigate the impact of educational background on financial literacy and investment decisions among different demographics in Uttar Pradesh

Authors

  • Akhileshwaro Nath Research Scholar, Department of Financial Studies Veer Bahadur Singh Purvanchal University, Jaunpur Uttar Pradesh
  • Prof. Dr. Ajay dwivedi Dean of the department, Veer Bahadur Singh Purvanchal University, Jaunpur Uttar Pradesh

Keywords:

financial literacy, investment decisions, educational background, demographics

Abstract

Financial literacy helps people make smart investments and improves their finances. This research examines how education affects financial literacy and investment choices in Uttar Pradesh, India, across populations. A thorough survey will gather data from a representative sample of Uttar Pradesh residents to accomplish this goal. The poll will ask about financial knowledge, investing habits, education, income, age, gender, and other demographics. Regression, correlation, and descriptive statistics will examine the data. The research will examine whether higher education improves financial literacy and investment decision-making. The project will examine how educational background affects financial literacy across age, gender, income, and geography in Uttar Pradesh. This investigation will reveal population-specific financial literacy and investing habits. This research will add to financial literacy and investment choice literature in Uttar Pradesh. The results will show how educational background affects financial literacy and investment behaviour, allowing policymakers, educators, and financial institutions to design targeted interventions and educational programmes to improve financial literacy among specific demographic groups in Uttar Pradesh.

References

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Published

30-09-2023

How to Cite

Akhileshwaro Nath, & Prof. Dr. Ajay dwivedi. (2023). To investigate the impact of educational background on financial literacy and investment decisions among different demographics in Uttar Pradesh. International Journal for Research Publication and Seminar, 14(4), 42–48. Retrieved from https://jrps.shodhsagar.com/index.php/j/article/view/421

Issue

Vol. 14 No. 4 (2023): Vol 14 | Issue 4 | July - September 2023

Section

Original Research Article

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